About upi payment link generator
A UPI payment link opens a payment app with the payee, amount and note already filled in. You can send it on WhatsApp or SMS.
Link parts
- pa: the UPI ID you want to be paid on.
- pn: your name as it should appear.
- am: the amount in rupees (optional).
- tn: a short note, such as an invoice number.
Staying safe
- Send the link only to the person who owes you.
- Check the payee name on the payment screen before paying.
- Never enter your UPI PIN to receive money. A PIN is only for paying.
A worked example
The link upi://pay?pa=shop@upi&pn=Sharma%20Store&am=499&cu=INR&tn=Order%20123 asks for ₹499 to shop@upi with the note 'Order 123'. Share it as text on WhatsApp, or turn it into a QR code for a printed invoice.
Limits
Some apps open UPI links differently, and payments are always completed inside the payer's own app. Check the payee name shown before paying.
