WeVividWeVividCalculate your debt-to-income ratio and see how a new EMI changes it.
Lenders in India usually look at the FOIR — total EMIs as a share of income — and often cap it at 40–50%.
Under about 36% is healthy; lenders in India often cap total EMIs at 40–50% of income.
All monthly loan EMIs and credit card minimum payments.
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