Credit Card EMI Calculator

See the monthly EMI, interest, GST and total cost of converting a credit card purchase into EMI before you tap the button.

Purchase amount

Interest rate (% a year)

Tenure (months)

Processing fee

GST on interest and fee

Banks may charge GST only on the interest and fee; check your card's terms.

How to use credit card emi calculator

1Enter your numbersFill in the fields — example values are already there to start from.

2Adjust the optionsChange the choices to match your situation. Results update as you type.

3Read the resultsThe answer appears straight away; there is nothing to submit.

Banks usually charge 18% GST on the interest and processing fee, but not on the purchase amount. Check your card terms.

The interest is often discounted from the price instead, so compare against the cash price to see the true cost.

Many banks charge a foreclosure fee, so read the terms first.

No. Everything is worked out in your browser and nothing you type is sent to a server.